As the first microinsurance provider in Cambodia, PKMI (Prévoir Kampuchea Micro Life Insurance Plc) has expanded into all 25 provinces to help middle- to low-income individuals and businesses mitigate the high cost of health care in the event of an emergency. Established in 2011, PKMI, a subsidiary of the French-owned company Prévoir Group created in France in 1910, provides affordable health, life and personal accident insurance.